Santander Consumer Finance has partnered with RAC to launch a number of additional products aimed at keeping your vehicle in top condition. With SMART repair insurance, fluid spaniel and alloy tires and rims insurance, you can be sure that the small scratches of life will not have to make a clamp in your bank account. And with two great companies behind these products, you know what you get is the best. To ensure that your payment is associated with the correct agreement, please include your contract number as a reference number when making payments online. Yes, you can pay your agreement at any time and there is no penalty fee for it. To understand how much it`s going to be, just get a billing number by clicking on this link. .